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Industries or business activities not covered by Workplace Safety and Insurance Act (WSIA)
There are over 100 industries that are omitted from mandatory coverage because they are not listed in either Schedule 1 or Schedule 2. These include banks, insurance companies, trust companies and other financial institutions, law firms, real estate agencies, business associations, recreational and social clubs, trade unions, private schools and universities, children’s camps, travel agenies and health clubs.

These employers can apply for “by application” coverage under Schedule 1. If the Workplace Safety and Insurance Board (WSIB) accepts their application, these by application employers are treated the same as Schedule 1 employers. Any application employers who subsequently want to cancel their application coverage must pay a departure fee.

How to find out if your business is covered
You can find detailed information about the coverage status of all businesses and industries in Ontario by referring to the WSIB’s Employer Classification Manual (ECM) on the WSIB’s website.