|
Q1: I have just started up
a business. Do I have to register with the WSIB?
If
your business is required to have workplace insurance, you must register
with the WSIB within 10 calendar days of
hiring your first part-time or full-time employee. (See the Information
Sheet, “What
Should I Know About WSIB Coverage?”)
Q2: I run a manufacturing business. Do I have to
pay the same high premium rate for my office staff as I do for the workers
on the shop floor?
Yes, you do. Office staff is considered
ancillary to your primary activity, so you must pay the same premiums on
their wages. However,
you may be able to segregate your payroll, and get your office staff into a
lower premium group, if you employ staff in more than one rate group. Contact us for more information.
Q3: I run a family
business and most of my workers are family members. Do I have to report
their pay to the WSIB for premium calculation purposes?
Only
the earnings of a company's executive officers (such as the president,
directors, treasurer, secretary and general manager) are exempt from
premiums and, as a result, they do not have workplace insurance coverage.
An employer must pay premiums on the insurable earnings of all of its other
workers, including family members.
Q4: I am a self-employed
electrician. I regularly do work for a company, but now they will not let
me do any more work unless I give them a clearance certificate. How do I
get one?
As
a self-employed person without any workers, you must register with the WSIB
and purchase optional insurance coverage, after which you will receive,
your clearance certificate. (See the Information Sheet, “What Should I Know
As An Independent Operator?”)
Q5: I was billed a $20,000
premium adjustment following an audit last month, and I can't pay. What can
I do?
Call
the WSIB Collections Branch at 1-800-268-0929 and tell them about your
problem. You can negotiate a repayment plan.
|
